Like everyone else I know, my expenses have really shot up in price over the past 12 months.
It took me years to come up with my budget where I’d be stuck over spending, and suddenly I had to slash that budget even further.
While I have medical insurance, the co-pays to see one of my doctors is really high until I meet my out-of-pocket insurance deductible. Usually that means a $100 fee just for a yearly checkup at the doctor to keep getting my prescriptions filled. Since I take a handful of different prescription medications around the clock, I have to keep a doctor on file to fill all of those prescriptions. By law, the doctor has to see me at least once a year to keep filling my prescriptions every month like I need. Unfortunately, there are similar rules with my medical cannabis doctor. The state here forces medical cannabis physicians to see their patients twice a year, and most of them charge about $150 for renewal appointments. In addition to the $300 I pay every year just to see the medical marijuana doctor, I also have to pay $75 once a year to the state itself to renew the medical marijuana ID card that the Department of Health issues to me. They use the same ID information from the state DMV, including the same photo and everything. Thankfully there are medical cannabis dispensaries that offer card renewal discounts where they give you the $75 back in savings on products from their retail stores. Since my live rosin products are expensive to begin with, this is a fantastic way to afford them.